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health insurance quotes , Sydney health insurance , individual health insurance , group health insuranceHealth Insurance Quotes - Sydney Health Insurance - Individual Health Insurance - Group Health Insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
> Get FREE Sydney Health Insurance Quotes:
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Stepping Stone Insurance Services (SSIS) is an independent Sydney health insurance agency concerned about social and environmental issues throughout the world. Our Good Karma Program donates 1% of premiums to Progressive Causes.

SSIS are experts in providing quotes for Sydney health insurance. We are experts in Sydney individual health insurance , providing family & individual health insurance quotes for Term Life Insurance , Dental Insurance , Vision Insurance , and Disability Insurance.

SSIS has successfully built both Sydney health insurance and national group health insurance plans and Employee Benefits for businesses of all sizes. We provide quotes for Group Health Insurance , Life Insurance , Dental Insurance , Vision Insurance , Disability Insurance , affordable dental plans , Workers Compensation and specialty group health insurance plans and supplemental insurance plans..

We meet each of our clients needs by researching the best health insurance plans at the lowest possible rates and provide unparalleled customer service.

Latest From Our Blog

Five Ways Blockchain Can Be Used In Health Care

Health-Care

According to bitpm.ro, blockchain refers to digital records that have been linked to come up with a living list. Every network participant verifies transactions before storing them in accordance with the set rules. All the added information cannot be erased or even copied hence this system provides a high degree of security. This system can be used by health physicians or when Withdrawing/Spending Bitcoin so as to ensure details are kept safe. A blockchain can be used in the following ways in health care.

  • Supply chains

Ways are being explored so that biopharmaceutical companies adopt a blockchain in monitoring and tracking products. Important information like temperatures of a shipment can be transmitted to a blockchain. Sensors installed in the shipment ensures that precise information reaches the blockchain. With such a system, identifying substandard products will be as easy as ABC. There is an ability to monitor interactions between regulators and manufacturers of biopharma. 

  • Clinical trials

Data produced during clinical trials can be shared safely within the involved companies, regulators, and sponsors. When this system is applied, breaching information on patient demographics will be a hard nut to crack. Managing and tracking informed consent where various sites and protocols are involved is made stress-free. Control of patients can be very easy in case other researchers become interested in the involved test results. 

  • Management of provider directory

Directories of physicians and hospitals can highly utilize this decentralized consensus of technology. Listings of health providers and related plans can also be quickly updated. Mistakes can be rectified by initiating a correction, whereby, its acceptance or rejection depends on the smart contracts. Acceptance or rejection is determined by additional information contained in the blockchain.

  • Keeping patient records

It could help a lot in gathering the history of a patient’s health. Transactions involving various pharmacies and health systems can be pulled together from a blockchain hence very effective in record keeping. Patients can also use this information because it can be processed to become readable. Details of information like diagnoses, prescriptions, and claims can be accessed via the provided links. Patient’s designees can also manage such information via the same links. 

  • Coverage of insurance, preauthorization, and adjudication of claims

A blockchain is essential where payments are coordinated between various parties such as providers, banks, and payers. Accuracy is always maintained because fraudulent claims in Medicare or Medicaid are easily spotted. The best method to show adjudication proof is by using smart contracts. Smart contracts make patients access the following in a snap.

  • Check-in processing
  • Online appointment
  • All their transactions in a particular clinic
  • Completed transactions so as to reimburse the clinic appropriately

Conclusion

A blockchain is a very possible application of keeping records safe and ensuring easy access. Moving to this technology without any fear is essential because of its projected efficiency. A blockchain while Withdrawing / Spending Bitcoin is of much help as it records all the involved transactions. In this modern world, things are made a piece of cake by use technology hence the essence of embracing a chainblock. 


Is Life Settlement a Suitable Financial Option for You?

Life-Settlement

You probably have heard of viatical settlement somewhere and thought: “This could be a good idea.” However, is it beneficial to you? Have you looked into its pros and cons? Make sure you weigh everything down carefully before deciding to go for it.

What is Life Settlement

Basically, a life settlement is an act of selling one’s existing life insurance policy to any third party for a one-time cash payment. The cash which the insured individual may receive from selling his or her insurance policy will amount more than the surrender value. However, it always is less than the exact death benefit.

How Life Settlement works

Once an insured party decides he no longer needs his insurance policy, he may opt to sell it to an investor – can be an individual or institutional investor. Typically, the cash which the policy owners will receive is tax-free.

After the policy has been successfully purchased, the ownership will immediately be transferred out to the investor. The investor will then take over all of the aspects related to the policy. In short, investors should take care of the insurance premium fee and at the same time, he will have full right to the death benefits.

When the original insurance owner dies, the new owner will receive the entire payout since the investor automatically becomes the insured’s beneficiary right after the transfer.

Risks of Life Settlement

Just to be fair, all investments normally comes with a risk. However, there always are drawbacks that can be outweighed by the benefits. Below are the general risks of Life Settlement investment that you will have to consider:

Fraud

The most common reason why policy owners sell their insurance is due to the immediate need for cash. This necessity is often used by frauds to their advantage.

Inequitable Structure

It has been mentioned above that the money which the owner would receive from selling his policy is not entirely amounting to the death benefits. Thus, a life settlement is always not profitable for both parties. The investors would always gain most of the benefits compared to the seller.

Compliance to regulatory law

This type of arrangement is not fully recognized yet. Thus, there still is no standard law or regulation you could base yourself on. Most of the time, the regulation will vary from one state to another.

Other Alternatives aside from Life Settlement

Knowing that Life Settlement is not always as advantageous as you thought, you may want to consider other options. Take a look at these alternatives we have compiled for you:

Death Benefit Loan

Instead of entirely selling your policy, there always is an option to make a loan out of the cash value you have built up over time. Compared to selling the insurance, it is wiser to borrow the money from your policy’s cash value instead. That way, you still have something left on you.

ADB

Accelerated Death Benefit is by far the most common alternative to a life settlement. This option will allow you to still receive a portion of your death benefit. Your insurance company will be the one to provide it but this usually comes with varied eligibility requirements.

Conclusion

Although a life settlement provides a massive deal of help during moments you need immediate funds, it still is best to check its efficiency. Most research has shown how preferential this whole agreement can be, especially for sellers. Consider whether the transaction is worthy and advantageous in the long run.


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INDIVIDUAL HEALTH INSURANCE
Family Health Insurance
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SSIS offers FREE Sydney individual health insurance quotes for individual health insurance plans and family health insurance plans. We will research the most affordable health insurance plan or affordable dental plans for you and your family.

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Sydney Individual Health Insurance Quotes - Find out more!
GROUP HEALTH INSURANCE
Employee Benefits
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SSIS offers group health insurance quotes for group health insurance and employee benefits plans. We are able to quickly research the best and most affordable group health insurance plan and affordable dental plans to fit any sized employee group or any budget from only the highest rated insurance carriers.

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GOOD KARMA PROGRAM
We Donate 1%
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health insurance quotes , Sydney health insurance , individual health insurance , group health insurance

"Karma" means "Action". To express our commitment to our social and environmental concerns, SSIS's Good Karma Program donates 1% of Sydney health insurance premiums to progressive causes. Donations are made on both individual health insurance and group health insurance policies.

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Good Karma Program - Find out more!
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health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
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SSIS offers the most affordable Sydney health insurance quotes. Other agencies accomplish this by offering their clients "cheap" or "discount" health plans from poorly rated or unlicensed carriers that offer mediocre group and individual health insurance coverage. SSIS takes all the time necessary to the most affordable group health insurance and individual health insurance plans specifically customized to your unique needs and budget.
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health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
After you receive your free online Sydney health insurance quote, an Account Representative will contact you to discuss and customize your group health insurance and individual health insurance quotes.
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
Individual Health Insurance Quotes
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health insurance quotes , Sydney health insurance , individual health insurance , group health insurance
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health insurance quotes , Sydney health insurance , individual health insurance , group health insurance