can provide individual
health insurance quotes and policies for Disability Insurance.
Request an INDIVIDUAL
DISABILITY INSURANCE QUOTE
Disability Insurance replaces your income should you become
disabled and unable to work. Many people have some form of
disability insurance through State sponsored programs or through
an employer. However, you should check very carefully the
coverage provided to make sure that it is adequate to your
Disability insurance policy premiums are based on age, sex,
occupation, and income. Typical policies provide coverage
for 50 to 70% of one's income. Important features include;
Own Occupation Definition of Disability, Residual Return to
Work Rider, Inflation Rider, and guaranteed renewability.
An "Own Occupation" definition of disability on
a disability insurance policy will provide you with coverage
for if you are unable to perform the regular duties of your
A "Residual Return to Work Rider" for your disability
insurance policy will allow you to return to work gradually
from a disability - the disability insurance policy will pay
a portion of your policy's benefit until you are able to fully
return to work.
An "Inflation Rider" will allow your disability
insurance policy's benefit to keep pace with inflation by
adding benefit each year to keep pace with the rising cost
"Guaranteed Renewability" will allow you to renew
your disability insurance policy regardless of changes in
your health status - this guarantees that you will have a
disability insurance policy when you need it.
Please complete the form below to receive a customized Disability
Insurance Quote for individual health insurance:
Disability Insurance Quote Request