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Insurance Policy for Personal Stylists and Fashion Designers

Fashion-Designers-Insurance-Policy

If we are going to think about the work of fashion designers and personal stylists, we might think about all of the grand and fabulous things that they do. However, behind all those fascinating fashion sketches is the fact that their jobs are being forged and their rights are being renounced sometimes. From the ReviewingThis’s point of view, it would be much inspiring if they know that their hard-work for creating their masterpieces are insured and protected from sudden loss of profits.

With that in mind, here are some insurance policies that personal stylists and fashion designers should consider to ensure that their assets will be fully recovered during business deposition or if any untoward incident happens to their fashion business operation.

Intellectual Property Insurance Policy

The insurance policy that protects the copyright and patents of personal stylists and fashion designers is what we call Intellectual Property Insurance Policy or IP. If someone copies your works, this property loss can already be covered by getting an Intellectual Property Insurance Policy.

Trademarks, Logos, and Utility Patents

Trademarks, logos, and utility patents are popularly used in fashion design as well. Most of the fashion brands resorted to using trademarks and design patents to protect their work. The coverage of copyright has been made available most especially for printed fabrics. However, the scope of copyright is very limited that it was recently examined by the Supreme Court. They are trying to clarify the test to distinguish copyright ownership in apparels. Fashion brands, in the absence of lawful defense, are searching for more prolific ways to widen the coverage of Intellectual Property.

Intellectual Property Abatement

Insurance policy for Intellectual Property is both made procurable to IP owners and the alleged violator of IP policy. Covering the legal cost that was spent by IP holders to claim their rights is what we call Intellectual Property Abatement or Enforcement Insurance.

Commercial General Liability

On the other hand, those who are accused of copyright violation could turn to their Commercial General Liability or CGL insurance policy. This type of insurance policy allocates security coverage for property damages, personal injury, bodily injury caused by business’ operations, products or injury that has happened in the business’ premises. Although CGL is a comprehensive business insurance, the enclosure of coverage is still limited.

Employment Practices Liability Insurance

Another insurance policy that we have may not be directly related to our fashion gurus but will somehow be suitable for business employers who are in the field of fashion and design is the Employment Practices Liability Insurance. This type of policy allocates security policy against employees’ claims from their employers regarding wrongful termination, harassment, discrimination, and other employment-related issues.

Security insurance is made available for the accused violators of Employment Practices Liability case who wished to recover from defense costs and indemnification. However, it depends on the specific allegations and the insurance policy statements.

Antitrust Insurance Policy

The antitrust insurance policy is another type of policy which is not solely related to fashion and designs but also covers other business bureaus. This policy inhibits different practices that suppress trade. It prevents illegal practices in fashion business like price-fixing conspiracies, corporate unifications that diminish the corporate vitality of particular markets, and predatory acts designed to acquire or maintain monopoly strength of a certain business entity.

Avoiding to violate any policy would be best for all business sectors but during untoward incidents, these insurance policies can surely protect personal stylists and fashion designers from losing their business.

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INDIVIDUAL HEALTH INSURANCE
Family Health Insurance
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GROUP HEALTH INSURANCE
Employee Benefits
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SSIS offers group health insurance quotes for group health insurance and employee benefits plans. We are able to quickly research the best and most affordable group health insurance plan and affordable dental plans to fit any sized employee group or any budget from only the highest rated insurance carriers.

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GOOD KARMA PROGRAM
We Donate 1%
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"Karma" means "Action". To express our commitment to our social and environmental concerns, SSIS's Good Karma Program donates 1% of Sydney health insurance premiums to progressive causes. Donations are made on both individual health insurance and group health insurance policies.

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